Products and Services

Rocco Berardi has been helping people find solutions to life’s possibilities and uncertainties — For the ifs in Life^TM for more than 35 years.  

For some, that means protection for their families. For others, it means capital accumulation or preservation. For still others, it means establishing a competitive but affordable benefits package to attract and retain talented employees.

  
Life Insurance
Life insurance can be an important part of your personal safety net, especially if you have financial dependents. MetLife, a leading provider of life insurance to millions of customers, can work with you to find easy and affordable life insurance solutions—so you know your loved ones will be taken care of.  

Annuities
An annuity can provide you with a tax-deferred way of saving for your retirement. And once you've retired, an annuity can give you a guaranteed stream of income for as long as you live.* It's like getting a paycheck for the rest of your life; and it can help you maximize your income throughout retirement.

* All guarantees are based on the financial strength and the claims paying ability of the issuing insurance company.

Long Term Care Insurance
Research shows nearly half of all Americans will need long-term care at some point in their lives, and one in five Americans over the age of 50 is at a high risk of needing long-term care in the next 12 months¹. Additionally, the cost of long-term care services may be surprising.

That’s why it’s such a good idea to consider long-term care insurance as an integral part of a well-rounded financial plan. It may help protect your hard-earned assets, and provide more control over how and where you receive care should you need it.

MetLife is a recognized leader in long-term care insurance, we help you better understand your options, how coverage works, and where you can get a policy that best meets your needs and budget. Helping you make an informed choice is our goal.

1. "Consumer Information about Long Term Care: A Guide for Families," National Center for Assisted Living, 2003

Disability Income Protection
What would happen if your paychecks suddenly stopped because you were too sick or injured to work? What if you couldn’t work for months – or years?

You’d still have to pay all your monthly bills, including food, utilities, house and car payments. Add in things like tuition and retirement funding, and it’s easy to see how savings could quickly disappear.

Unfortunately, you can’t rely on other income sources like Social Security to protect you. In many cases, they don’t apply -- or aren’t enough.  This is where Disability Income Protection can help.  Contact Us for more information on other income sources.